ARMC will ask you for any co-payments or deductibles as required by your insurance coverage when you are admitted.
You are responsible for meeting financial commitments resulting from your hospital stay. Your commitments include providing accurate personal and contact information so that we can submit bills to insurance companies. You are also responsible for making payment arrangements when applicable.
We understand that medical insurance and billing can be complicated and sometimes difficult to understand. ARMC is committed to transparency in billing and to helping you meet your financial obligations.
During your hospital stay, the hospital staff will work with you to prepare for your safe discharge and arrange for services you may need after you leave the hospital. When you no longer need inpatient hospital care, your doctor or hospital staff will inform you of your planned discharge date.
To speak with someone at the hospital about this notice, please call 1-8027 at the Atlantic City Campus or 2-3438 at the Mainland Campus.
ARMC is proud of its tradition of providing quality healthcare to the residents of and visitors to southeastern New Jersey. We provide emergency care regardless of a patient’s ability to pay.
ARMC will bill your insurance company on your behalf. It is important that you provide accurate health insurance and identification information when you are admitted to the hospital.
After you are discharged, you will receive an Explanation of Benefits (EOB) from your insurance company, which will explain the services covered under your health insurance plan. If there are portions of your bill that are not covered, you will receive a separate hospital bill from AtlantiCare.
You may also receive separate bills from individual doctors who contributed to your care plan. Such bills might arrive from:
Each of these bills will include contact information in the event you have questions regarding fees from any individual doctor’s practice.
Many doctors and licensed allied health professional who participate in patient care while at AtlantiCare are independent providers and are not employed by, nor agents of AtlantiCare. These independent providers are members of AtlantiCare’s medical staff. They have been granted the privilege of using its facility for the care and treatment of their patients.
Likewise, AtlantiCare may contract with independent physicians or physician groups of various specialties to provide services at AtlantiCare. They are independent contractors and may include physicians in emergency, radiology and pathology. These independent contractors are not employees of AtlantiCare. AtlantiCare has no direct or indirect liability for any acts or omissions of these physicians, licensed allied health professional or independent physician groups – even if they are wearing AtlantiCare identification.
If you do not have insurance coverage and are concerned that you may have difficulty paying your hospital bill, you can meet with a representative from our Financial Counseling Services Department. You can be screened for Medicaid eligibility and New Jersey Hospital Care Payment Assistance (Charity Care).